Real estate appraisal services for homeowners in the city of Rockwall and Rockwall County

See the top reasons TX homeowners use Straughan Appraisal Services:

Find the right listing price (whether they're selling the home themselves or using a real estate agent)
Challenge Rockwall county's assessment of your propertyworth
Remove PMI to lower a mortgage payments
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To settle an estate in Rockwall county or TX by determining the true market value of property in question

Own a house in or near Rockwall, TX and need help determining the price of it?
Contact Straughan Appraisal Services.

We at Straughan Appraisal Services understand the particular needs of a consumer looking for appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your home because of your emotional attachment to it. The professional appraisers at Straughan Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. In addition to helping you set a realistic selling price so your house will attract interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something tangible to show your buyer. An appraisal is an independent third party's opinion of your property's value -- not just how much you think your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to a qualified appraiser's value estimation than yours.

PMI Removal Appraisals

An attractive money saver for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At Straughan Appraisal Services, we're qualified in helping consumers just like you dismiss unnecessary PMI insurance.

Challenge Tax Assessment

Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from Straughan Appraisal Services is your #1 weapon when contesting your property tax assessment.

HELOC recently frozen?

If your house is near a declining area, your lender might make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be troublesome from a cash flow viewpoint, but it can be destructive to your credit score since it may appear as though that credit line is maxed out. Straughan Appraisal Services can help you reinstate your home equity line of credit with an expert appraisal.

We Offer Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for precision? We can go out and check the subject and comps in question in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Straughan Appraisal Services can help you with that. While usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your home.